Straightforward fees for credit education and document preparation. No hourly billing, no hidden charges, no long-term contract.
Federal law is specific about how a credit repair organization may charge: under the Credit Repair Organizations Act, no fee may be collected until the services being paid for have been fully performed (15 U.S.C. § 1679b(b)). We build our billing around that rule rather than around it.
Your exact fee depends on what your reports actually show — how many items are challengeable and how much work each one takes. We quote you a specific number during the free consultation, in writing, before you commit to anything.
Before you pay anything. If your report has nothing we can legitimately challenge, we will say so.
Everything we do, you have the legal right to do on your own at no cost. We'll show you how if you'd rather.
No long-term contract and no exit fee — plus the three-day right to cancel that federal law gives you.
Nobody can legally remove accurate, current information from your credit report.
Anyone who tells you otherwise is selling you something.
Takes two minutes. Costs nothing. No obligation.
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